of adults have NO life insurance.
of Americans DO NOT have life insurance.
of those that do, say they need more.
quizzed, failed a basic life insurance quiz!
Who and what would you like to cover?
What are your needs and reasons for wanting coverage? (income or death benefit)
We use this information to determine the amount and type of policy desired.
The average funeral can cost over $15,000. Will your family be able to cover these expenses?
Dependents & Family
7 out of 10 families are dependent on dual incomes. Will your spouse be able to sustain your household?
We offer it all.
With rates of return better than many other retirement options,
we offer access to three types of life insurance for you to consider…
Term life insurance policies provide affordable, temporary coverage. On occasion, a policy such as this can be the perfect fit to accomplish an end goal.
A flexible premium, adjustable life insurance with a cash value that grows on a tax-deferred basis.
Indexed Universal Life
Universal life that combines a death benefit protection with the opportunity to grow cash value. This is the gold standard for structuring tax-free retirement plans and wealth transfer.
*Rates subject to change.
Retirement Design Specialists
We are one of the leading tax free retirement plan designers in America. Through use of comprehensive knowledge of properly structured insurance vehicles approved by state law* and an IRS tax code, we provide unique and innovative products and services for the modern age.
*Refer to your state for specific guidelines.
We have a variety of products which provide you ultimate control over your financial future. Being flexible is important to you, so it’s important to us. To capitalize on this, we employ intimate knowledge of each plan to leverage them to your ultimate advantage.
Competition is Good
Retirement Design Specialists is supported by a variety of the top insurance carriers and technically savvy retirement case designers in the nation. Having unfettered access to top tier products which compete heavily for attention, our focus delivers for our clients needs.
We believe in keeping our clients fully informed, so we use social sites and their technology to heighten awareness within our communities. We employ the latest technology and software to analyze, predict and illustrate scenarios with historical accuracy specific to each client.
From beginning to end I felt that Retirement Design Specialists was looking for my best interest in creating a plan that would fill our needs.Jeremy B.
A very easy, efficient, and cost effective way to obtain financial protection. I was very pleased with this process.Elizabeth S.
The entire process was easy. I had a simple phone call. No pressure. Everything went smoothly and before you know it your policy is in the mail.Bill F.
My agent took the time and effort to create the right plan, with far more benefits at a much lower price than any other company quoted me.Annie N.
You’ve made the right choice
Take your first step in securing your financial future.
Your advisor will contact you as quickly as possible
to aid you in gathering the necessary information to start planning.